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Homebuying 101: Things To Do Before Your Closing

By Tabitha Naylor

For many, buying a home represents the American Dream, the culmination of hard work, careful saving and meticulous planning. Here are some important details to cover as you approach the closing date for your home:

Home Warranty Coverage

The last thing any home owner wants to be stuck with after closing are malfunctions or destruction in their new abode. A home warranty coverage plan is especially important for first time home buyers; in addition to giving you piece of mind, the variety of plans available means it should be easy to find one that fits your needs and finances.

Home Insurance

Your home insurance policy will keep you protected financially if there's ever any damage stemming from certain events, including theft, hail, lightning, wind and fire. Although you don't plan on losing your home during one of these events, it's unfortunate to say that these do happen each day to many home owners.

Transfer Utilities

Call your utility providers (cable, electric, water, etc) and schedule a time for them to switch services over to your new place. After closing, you may also want to bring a locksmith in to change the locks on your place.

Final Walk Through

In the days just before closing, schedule a final walk through of the property. This will allow you to make sure that the home is in move-in condition, and the items or appliances agreed upon in the contract were left (if applicable). This is also where you can check for things that might pose a problem and need to be taken care of before moving in.

Think About Lawn Care

Make sure that you have made arrangements for your lawn to be taken care of. If you would rather do this yourself, make sure that you have all of the necessary tools. If you would rather have a lawn care specialist tend to the task, make sure you will be able to afford them and that they can take care of the lawn before you close.

All of these things are very important to think about when you are getting ready to close on a deal. Homes need taken care of, and you need to be the one to make sure that they are always in their best condition.

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